Stablecoin Features
M0 empowers builders to tailor a stablecoin precisely to their application's needs, leveraging the security and rewards mechanism of the M0 platform while giving them full control over the stablecoin's behavior and features.
A stablecoin extension is its own smart contract that allows one to define unique rules, branding, and value flows, all built upon M0's pre-determined components and robust infrastructure.
Key Design Decisions
Before writing code, consider these crucial aspects. With M0 you will be able to customize your extension to fit any needs below. Your choices will define your extension's functionality and value proposition:
1. Purpose & Branding
- What will your stablecoin be used for (e.g., payments, in-app currency, rewards, DeFi collateral)?
- Will it be publicly branded (e.g., YourAppUSD) or an internal/infrastructure component?
2. Access Control
- Will your extension be permissionless (publicly accessible) or restricted to a specific whitelist of users/contracts?
3. Yield Distribution
- If your extension contract is approved as an M0 Earner, it will accrue yield. How will this yield be distributed?
- As rewards to token holders? (e.g., via rebasing balances or a claimable mechanism)
- As revenue to a treasury/foundation/business?
- Split between multiple parties? (e.g., holders and a treasury)
M0's design gives you complete flexibility to implement your desired yield flow.
4. Compliance Features
- There are compliance requirements in all extensions. M0 supports Predicate integration as the preferred partner on all EVM chains. You can build these directly into your extension.
5. Multi-Chain Deployment
- What chains does your stablecoin need to live in? Extensions can be deployed across multiple networks. While M0 already supports off-ramping USDC on various chains, this option ensures that the extension token itself can natively exist and be held on other chains as needed.
6. Advanced Yield Management (Optional)
- For more sophisticated use cases, partners can implement advanced yield controls, such as whitelisting eligible yield recipients, defining multiple yield tiers, or redirecting yield from LP contracts to alternate addresses.
Deeper Dive: M0 Extensions

