What is M0

Architecture Overview

How builders and issuers come together to create programmable stablecoins.

The M0 architecture

At the center of M0 is a shared infrastructure.

Builders create M0 Stablecoin Extensions - custom stablecoins that inherit the security and liquidity of the underlying platform, but can be configured with their own brand, monetization model, transfer rules, and economic parameters. Stablecoin extensions are audited. They interoperate with every other M0-powered stablecoin through Onchain Orchestration. And they can be transferred cross-chain.

Multiple regulated financial institutions (issuers) connect to the platform, pledge eligible collateral, and mint these application-specific stablecoins designed by builders.

The result: you get the programmability and control of a custom stablecoin, without having to rebuild the monetary infrastructure from scratch.

Why M0

For builders

Your own stablecoin, configured for your use case - not a white-label someone else controls.
Issuer portability: partner with any M0 issuer and retain the right to switch.
Shared liquidity across the M0 infrastructure from day one.
Audited, production-ready contracts as your starting point.
Trusted by PayPal, MetaMask, Kast, and others.

For issuers

Enter stablecoin issuance without building proprietary infrastructure.
Go live in weeks, not months.
Issue across multiple blockchains and currencies from a single stack.
Near-real-time rewards distribution
Trusted by Bridge (Stripe), MoonPay, 1Money, and others.

Design Your Stablecoin

Start building your stablecoin on M0.

Power Stablecoin Issuance

Learn how qualified institutions connect to M0.

Cross Chain Interoperability

With M0 you can build multichain stablecoins across EVM chains and Solana using M0 Portals.

Overview

M0 is the modular stablecoin infrastructure. For builders who've outgrown one-size-fits-all money.